Attention homeowners in Lunenburg and Worcester County: Get an Appraisal today!

Here are the top seven reasons why MA homeowners call on Angel Wilgus:

Find the right listing price (whether they're selling the home themselves or using an agent)
Challenge a property tax assessment
Remove PMI to cut their mortgage payment
To reinstate your Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
In the case of a MA divorce, when property needs to be divided
To determine the true market value of real estate in question to settle an estate

Need help determining the price of your house in or near Lunenburg, MA?
Contact Angel Wilgus.

At Angel Wilgus, we understand the individual needs of a homeowner looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Angel Wilgus will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much you think your house is worth. Interested buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value assessment than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. Angel Wilgus is experts in helping clients just like you rid themselves of unwanted and unneeded PMI insurance.

Challenging Worcester county's assessment of your property

Your local tax assessor may have your house overvalued if your house not appreciating as much as other properties close by. This only means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. An expert appraisal from Angel Wilgus is your perfect weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow standpoint. Angel Wilgus can help you reinstate your home equity line of credit with efficient appraisal.

Field and Desktop Appraisal Review Services

Do you need an expert to double-check your appraisal for efficiency, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Angel Wilgus can go out and check the subject and comparables in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Angel Wilgus can We can assist you. While typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your house.